Life Cover
Life Cover pays a lump sum cash payment if you die or are diagnosed with a terminal illness (with a life expectancy of less than 12 months).
Reasons to recommend our Life Cover
You can chose from level or decreasing cover or cover that increases with inflation
While you are waiting for your application to be assessed Accidental Death Cover may be provided at no cost.
If you are using your Life Cover to cover a loan financing a home, or alterations to an existing home, we may provide you with free Life Cover before your plan starts.
We offer competitively priced guaranteed and reviewable premium rates for this cover.
Fast facts for Life Cover
- Min term
- 5 years
- Max term
- Reviewable premiums 60 years
Guaranteed premiums 50 years
- Min sum assured
- £10,000 subject to minimum premium
- Max sum assured
- £5,000,000
- Min entry age next birthday
- 17
- Max entry age next birthday
- 75
- Max expiry age/date
(not applicable to whole of life) - Age 80 exactly
Related literature

- Plan Provisions.pdf
(676 Kb) PDF - Products


