Financial limits
Select the cover that you wish to view the financial limits for.
| Sum assured | Evidence required |
|---|---|
Up to £600,000 |
Application only |
Over £600,000 |
Financial questionnaire signed by client (3rd party evidence required over £1 million) |
Underwriting requirements are based on the aggregate sum assured (i.e. including sums assured under existing policies).
| Sum assured | Evidence required |
|---|---|
Up to £400,000 |
Application only |
Over £400,000 |
Financial questionnaire signed by client (3rd party evidence required over £500,000) |
Underwriting requirements are based on the aggregate sum assured (i.e. including sums assured under existing policies in the entire market).
| Sum assured | Evidence required |
|---|---|
Up to £30,000 |
Application only - but subject to maximum benefit check |
Over £30,000 |
Financial questionnaire signed by client (plus 2 yrs p60's if employed and taxable earnings confirmed by relevant self assessment form if self employed) |
Underwriting requirements are based on the aggregate sum assured (i.e. including sums assured under existing policies in the entire market). Calculation of financial limit for level 3 Disability Cover = 2.5% of value of Disability Cover times by 3.



