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Product overview

Not everyone needs the same kind of cover, or for it to work in the same way.  So we give you a range of options that let you tailor your plan to suit you.

 

Plan type


 

Core cover


 

Customise your cover

 

Vitality

First, you choose whether you want our Essentials Plan or our PruProtect Plan. The PruProtect Plan offers some extra features.

Differences between the two plans.

Summary of our two Plans

 PruProtect Essentials PlanPruProtect Plan
Number of conditions covered  
Primary cover100100
Comprehensive cover161161
Severity levels covered  
Primary coverA-DA-D
Comprehensive coverA-FA-F
Up to £25,000 Serious Illness Cover for Children automatically includednoyes
Ability to choose optional Serious Illness Cover for Childrenyesyes
Guaranteed insurability optionsNone- Marriage
- Childbirth
- Mortgage increase
Free cover whilst you wait for your mortgage to be acceptednoyes
Opportunity to receive premium discounts each year based on your Vitality statusnoyes
Mortgage interest rate for decreasing plans7%10%


Plan type

Next, you choose whether you want to have one, two or all three of our core covers. These are Life Cover, Serious Illness Cover and Income Protection Cover.



Plan type

Finally, you customise your cover. You decide how much cover you want. And you decide how long you want to be covered for - this is called your term. And you can build in extra features, like Health Cover, Education Cover or Family Income Cover.



Plan type

And remember, all our plans come with Vitality, our unique health and wellbeing programme.

Learn more about Vitality.

Plan type

Or call us 0845 601 0072and we'll put you in touch with a Financial Adviser

Lines are open Monday to Thursday, 8.30am to 6.00pm
and Friday, 8:30am - 5:00pm

 

PruProtect is a trading name of Prudential Health Services Limited (registered number 05933141) and Prudential is a trading name of The Prudential Assurance Company Limited (registered number 00015454). The Prudential Assurance Company Limited provides and manufactures benefits under the plan. Prudential Health Services Limited distributes and services the product and issues the documentation. Companies are registered in England and Wales. Registered offices at Laurence Pountney Hill, London EC4R OHH. All companies are authorised and regulated by the Financial Services Authority. Neither company is affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America.

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