Life Cover
Get more from our Life Cover
Our Life Cover is available on a Whole of Life or fixed term basis.
More cover whilst we assess your application**
With our PruProtect Plan you’ll receive free cover at no extra cost whilst you’re waiting for your application to be assessed.
More cover before your mortgage starts**
If you are using your Life Cover to cover a loan financing a home, or alterations to an existing home, with our PruProtect Plan we may provide you with free Life Cover before your plan starts.
More reassurance with continuous cover
If you also have Serious Illness Cover, you can choose our Protected Life Cover option, which tops up just your Life Cover back to its original amount following a Serious Illness Cover Claim.
More certainty for paying inheritance tax
We offer a Whole of Life option, which covers you for your whole life. It means your family is guaranteed to get a payment, whenever you die. On top of that, we can cover two people, and only pay out the lump sum after both have died. So, they can arrange for this lump sum to cover any inheritance tax that their loved ones might need to pay.
Life Cover for people with HIV
We are the first mainstream insurance company to provide Life Cover for people with HIV, of up to £250,000 for a maximum of ten years.
With PruProtect, you get more than just cover
Our healthy living programme, Vitality*, helps you to live life well - and save money at the same time. When you use Vitality to get healthy, we give you money off your premiums. You could even earn rewards too. The more you take part, the more you get back.
And because you can make the most of Vitality from day one, you always get something back from your cover – even if you never make a claim. We’re the only protection insurer to do anything like this.
* Premiums are not reduced for Health Cover or Vitality Plus. Also premium discounts do not apply to the Essentials Plan.
** Terms and conditions apply. To find out more, please refer to the plan provisions or speak to your financial adviser.
| Fast facts |
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Important policy information:
- If you stop paying premiums, your cover stops too
- Your plan does not have any cash value at any time
- We may cancel your plan if you:
- Make any untrue statements to us, or
- Act fraudulently in any other way
- If there are government law changes it may affect how we calculate your premiums
Or call us 0845 601 0072and we'll put you in touch with a Financial Adviser
Lines are open Monday to Thursday, 8.30am to 6.00pmand Friday, 8:30am - 5:00pm
