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Health Cover
Get the treatment you need, when you need it
If you have one or more of our three core covers – Life Cover, Serious Illness Cover and Income Protection Cover – you can add Health Cover to your Plan too. Health Cover:
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Pays for the cost of private medical treatment for a wide range of acute conditions – everything from day-to-day treatment, to seeing a specialist, to having operations.
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Lets you choose from three levels of cover, depending on what you can afford and what worries you most
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Costs less than buying separate Health Cover plus other protection cover from us - one application, one direct debit, one number to call – and a lower premium.
- Gives you extensive coverage - You’ll have access to some of the best private hospitals in the UK, as well as access to over 7,000 experienced and skilled medical professionals
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Offers a no claims discount - every year that you don’t claim under your Health Cover, you’ll get a discount on your Health Cover premiums when you renew your cover – up to a maximum of 35%. Each year you make a claim, this discount will decrease.
Plus save up to 25% with the Health Cover Optimiser
If you have Serious Illness Cover and Health Cover in your plan, you can choose the Health Cover Optimiser too. More...
Whichever option you choose, the kind of medical treatment that is available and the cost of providing it can change over time. So, unlike the rest of your Plan, your Health Cover is an annual policy. That means you’ll need to renew it each year. We may need to review your premiums, or the cover we offer, when you renew your cover. This is standard for private medical insurance. We also may not be able to offer Health Cover for the same term as other benefits on your plan, such as Life Cover or Serious Illness Cover.
