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Health Cover

What is Health Cover?

Health Cover is designed to cover the cost of surgery, medical specialists, accommodation and nursing, either at a private hospital or in the private ward of an NHS hospital.

Get the treatment you need, when you need it

If you have one or more of our three core covers – Life Cover, Serious Illness Cover and Income Protection Cover – you can add Health Cover to your Plan too. Health Cover:

  • Pays for the cost of private medical treatment for a wide range of acute conditions – everything from day-to-day treatment, to seeing a specialist, to having operations.

  • Lets you choose from three levels of cover, depending on what you can afford and what worries you most

  • Costs less than buying separate Health Cover plus other protection cover from us - one application, one direct debit, one number to call – and a lower premium.

  • Gives you extensive coverage - You’ll have access to some of the best private hospitals in the UK, as well as access to over 7,000 experienced and skilled medical professionals

Plus save up to 25% with the Health Cover Optimiser

If you have Serious Illness Cover and Health Cover in your plan, you can choose the Health Cover Optimiser too. More...

 

Whichever option you choose, the kind of medical treatment that is available and the cost of providing it can change over time. So, unlike the rest of your Plan, your Health Cover is an annual policy. That means you’ll need to renew it each year. We may need to review your premiums, or the cover we offer, when you renew your cover. This is standard for private medical insurance. We also may not be able to offer Health Cover for the same term as other benefits on your plan, such as Life Cover or Serious Illness Cover. 

 

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For use by UK Advisers only. Not suitable for use by consumers.

PruProtect is a trading name of Prudential Health Services Limited (registered number 05933141) and Prudential is a trading name of The Prudential Assurance Company Limited (registered number 00015454). The Prudential Assurance Company Limited provides and manufactures benefits under the plan. Prudential Health Services Limited distributes and services the product and issues the documentation. Companies are registered in England and Wales. Registered offices at Laurence Pountney Hill, London EC4R OHH. All companies are authorised and regulated by the Financial Services Authority. Neither company is affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America.

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