Business Protection overview

Help your client safeguard the future of their business

When a business loses a key employee, a shareholder or a partner, the consequences can be dramatic. Profits can fall. Loans might have to be repaid at short notice. At worst, the future of the business can come under threat. Businesses need to know that, even if the worst should happen to someone vital, they'll have the means to stay on track.

Our Business Protection Plan can help give your client this reassurance. You can use it in three different ways:

  • Keyperson Cover gives them a payment to help protect their profits if they lose an employee
  • Shareholder and Business Partner Protection gives them a lump sum so they can keep control of the business if a shareholder or a business partner dies or suffers a serious illness
  • Loan Protection gives them a payment to repay business loans if a shareholder or a business partner dies or suffers a serious illness

On top of that:

  • Your client can increase their cover as their business increases in value
  • They can add Disability for Cover and Waiver of Premium on Incapacity to their cover
  • They can help their employees enjoy a healthy lifestyle with Vitality - our proven health and wellness programme that can help your employees to get and stay healthy through a range of tools and discounts.

How Business Protection can help you:

  • As we move into a more business focused market, we can help you do the same
  • We'll help you identify the right clients, and we'll give you marketing material to engage them
  • We'll allow you to access a specialist team of business protection underwriters
  • We'll provide a hotline so you can call for technical advice
  • We'll give you online tools to help you value companies and set the cover amounts
  • Your account manager will offer advice and support at every stage

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